BODY {font-family: Garamond, "Times New Roman", serif; font-size: 11pt;
        margin-left: 3%; margin-right: 2%; bgcolor: FFFFFF;
        line-height: 1.2em;}
  H1   {font-size: 1.85em; margin-top: 0; margin-bottom: .2em;
        font-family: "Lucida Sans", Verdana, sans-serif;;
        line-height: 1.25em;}
  H2   {font-size: 1.51em; margin-top: .1em; margin-bottom: .3em;
        font-family: "Lucida Sans", Verdana, sans-serif;;
        line-height: 1.25em;}
  H3   {font-size: 1.17em; margin-top: .2em; margin-bottom: .3em;
        font-family: "Lucida Sans", Verdana, sans-serif;}
  H4   {font-size: 1em; margin-top: .3em; margin-bottom: .3em;
        font-family: "Lucida Sans", Verdana, sans-serif;}
  P, UL, OL, DL {margin-top: .4em; margin-bottom: .5em;}